how to study for bank po exam or clerk exam?

Don't waste your time. Just start preparation from now on. Follow these books to prepare, no need to buy any other books.

a)  Analytical reasoning by M.K Pandey
b) Quicker math By M.tyra
c) Word Power Made Easy by Norman Lewis
d) S.P Bakshi English objective
e) English is easy by BSC publication

But don forgets to subscribe test series. I'm giving you list of test series available in the market:

When can the beneficiary use the funds received through IMPS?

The beneficiary can use the funds immediately on receipt of credit in the account. The funds received through IMPS are good funds and can be used immediately upon credit.

Can a customer receive remittance using the mobile number other than the one registered with the bank?

The customer can receive funds using the registered mobile number only. In case he/she need to receive funds using the other mobile number, he/she will have to approach the bank and complete the process of changing the registered mobile number for mobile banking.

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My IBPS PO 2015 Mains Result is?